Complete Protection for Your Australian Lifestyle
Protect everything that makes your life uniquely Australian - from your home, car, and cherished belongings to your adventures and future plans. Our personal insurance solutions are designed specifically for Australian lifestyles, offering comprehensive protection that adapts to your changing needs while providing exceptional value and service.
- Coverage designed for Australian conditions including bushfire, flood, and cyclone protection
- Flexible policies that grow with your life changes
- Bundle discounts up to 25% when combining multiple personal insurance types
- Claims processed locally with average settlement in 7 days
Home Insurance Built for Australian Conditions
Your home is your sanctuary. Our comprehensive building insurance covers the structure and permanent fixtures against unforeseen events. We understand the unique challenges of the Australian climate, offering robust protection against bushfires, floods, and severe storms.
- Comprehensive building insurance including structure and permanent fixtures
- Natural disaster coverage for bushfire, flood, and storm damage
- Temporary accommodation allowances during repairs
- Property value protection with automatic market value adjustments
- Coverage for home office setups and valuable solar panel installations
Protect Everything Inside Your Home
From your cherished electronics to irreplaceable heirlooms, our contents insurance ensures everything within your home is protected. Opt for specified items cover for your high-value jewelry or artwork, and benefit from security system discounts.
- Complete contents insurance for furniture, electronics, and clothing
- Specified items coverage for jewelry, art, and high-value items
- Theft and burglary protection with security system discounts
- Away-from-home coverage for personal items while traveling
- Replacement value coverage ensuring modern equivalents
Complete Car Insurance for Australian Roads
Drive with confidence across Australia. Our comprehensive motor vehicle insurance offers flexible excess levels, protecting you and your vehicle from unexpected incidents. Choose between agreed value and market value options, with guaranteed replacement for new cars.
- Comprehensive motor vehicle insurance with choice of excess levels
- Third-party property and compulsory third-party integration
- Agreed value and market value options with new car replacement
- Roadside assistance and rental car allowances
- No-claim bonus protection and multi-car discounts
Travel Insurance for Australian Adventurers
Whether you're exploring the outback or venturing overseas, our travel insurance plans offer peace of mind. From medical emergencies and trip cancellations for domestic travel to medical evacuation internationally, we have your back. Special coverage for adventure sports and COVID-19 pandemic-related issues.
- Domestic and International travel insurance coverage
- Medical emergencies and trip cancellation protection
- Adventure sports coverage for Australian outdoor activities
- Annual multi-trip policies for frequent travelers
- COVID-19 coverage and pandemic-related trip interruption protection
Personal Liability Coverage for Peace of Mind
Protect yourself from unforeseen legal costs and claims. Our personal liability coverage safeguards you against accidental injury to others or damage to their property. Essential for homeowners, pet owners, and those engaging in volunteer or recreational activities.
- Public liability insurance covering accidental injury to others
- Professional indemnity for freelancers and independent contractors
- Legal expenses insurance for personal legal disputes
- Pet liability coverage for dog owners and animal enthusiasts
- Volunteer and recreational activity liability protection
Save More with Multi-Policy Discounts
Unlock significant savings when you combine your personal insurance policies with AusInsure Pro. Enjoy simplified management, priority claims, and loyalty rewards designed for your convenience and long-term value.
Up to 25% Discounts
Significant savings when you bundle home, car, and contents insurance.
Simplified Management
One portal, one bill, complete overview of all your policies.
Loyalty & Rewards
Exclusive benefits and annual policy reviews for long-term customers.