Prepare for Australia's Changing Climate

Australia's extreme weather is becoming more frequent and severe. Our catastrophe insurance provides comprehensive protection and recovery support when nature strikes hardest.

Satellite view of Australia with weather patterns highlighting bushfire, flood, and cyclone risks, overlaid with protective shield graphic.

Real-time Risk Assessment

Utilise our interactive tool to assess your property's specific bushfire, flood, and cyclone risk profile based on the latest scientific data and climate projections.

Comprehensive Bushfire Insurance and Protection

Aerial view of a well-prepared Australian home surrounded by fire-resistant landscaping in a bushfire prone area.

Bushfires pose a unique and devastating threat to Australian communities. Our specialised coverage goes beyond standard policies to ensure you're truly protected.

  • Total property loss including structures and contents.
  • Coverage for ember attack and radiant heat damage, often overlooked by competitors.
  • Emergency evacuation and temporary accommodation support.
  • Post-fire recovery including debris removal and specialist contamination cleanup.
Explore Bushfire Coverage

Flood Insurance for Rising Water Risks

Partially submerged suburban fence line with rising floodwaters demonstrating inundation risks.

With increasing flood events across Australia, securing the right flood insurance is critical. We offer robust solutions for all types of water inundation.

  • Comprehensive coverage for riverine, flash, and storm surge flooding.
  • Temporary relocation and alternative accommodation during recovery.
  • Contents protection, including emergency removal and storage.
  • Business interruption coverage for commercial properties affected by floods.
Understand Flood Risks

Cyclone and Severe Weather Coverage

Dramatic view of a tropical cyclone approaching the Australian coast, depicting strong winds and heavy rainfall.

Australia's northern coasts are particularly vulnerable to cyclones. Our policies are specifically designed to withstand these powerful natural events.

  • Cyclone-specific coverage for wind, storm surge, and extensive debris impact.
  • Emergency boarding and temporary repairs to secure your property swiftly.
  • Coverage for power outage-related losses, including generators and food spoilage.
  • Support for evacuation and extended temporary accommodation needs.
Get Cyclone Prepared

Building Climate Resilience for the Future

Modern, architecturally designed, sustainable home overlooking a resilient natural Australian landscape, symbolising future-proof living.

True protection extends beyond recovery – it's about building resilience. We partner with you to adapt and thrive in a changing climate.

  • Long-term climate adaptation planning integrated with your insurance strategy.
  • Advice on resilient building materials and renovations, with potential premium discounts.
  • Access to community resilience programs and local protection initiatives.
  • Coverage for renewable energy installations and sustainable technologies.
Plan Your Resilient Future

Rapid Response When Disaster Strikes

When natural disaster strikes, every moment counts. Our dedicated rapid response teams are deployed swiftly to provide immediate, coordinated support.

24/7 Emergency Coordination

Immediate contact and coordination with local emergency services and support networks.

Immediate Needs Assistance

Quick access to emergency funds and essential supplies to get you through the critical first hours.

Temporary Housing Solutions

Seamless coordination for temporary accommodation, ensuring your family's comfort and safety.