Prepare for Australia's Changing Climate
Australia's extreme weather is becoming more frequent and severe. Our catastrophe insurance provides comprehensive protection and recovery support when nature strikes hardest.
Real-time Risk Assessment
Utilise our interactive tool to assess your property's specific bushfire, flood, and cyclone risk profile based on the latest scientific data and climate projections.
Comprehensive Bushfire Insurance and Protection
Bushfires pose a unique and devastating threat to Australian communities. Our specialised coverage goes beyond standard policies to ensure you're truly protected.
- Total property loss including structures and contents.
- Coverage for ember attack and radiant heat damage, often overlooked by competitors.
- Emergency evacuation and temporary accommodation support.
- Post-fire recovery including debris removal and specialist contamination cleanup.
Flood Insurance for Rising Water Risks
With increasing flood events across Australia, securing the right flood insurance is critical. We offer robust solutions for all types of water inundation.
- Comprehensive coverage for riverine, flash, and storm surge flooding.
- Temporary relocation and alternative accommodation during recovery.
- Contents protection, including emergency removal and storage.
- Business interruption coverage for commercial properties affected by floods.
Cyclone and Severe Weather Coverage
Australia's northern coasts are particularly vulnerable to cyclones. Our policies are specifically designed to withstand these powerful natural events.
- Cyclone-specific coverage for wind, storm surge, and extensive debris impact.
- Emergency boarding and temporary repairs to secure your property swiftly.
- Coverage for power outage-related losses, including generators and food spoilage.
- Support for evacuation and extended temporary accommodation needs.
Building Climate Resilience for the Future
True protection extends beyond recovery – it's about building resilience. We partner with you to adapt and thrive in a changing climate.
- Long-term climate adaptation planning integrated with your insurance strategy.
- Advice on resilient building materials and renovations, with potential premium discounts.
- Access to community resilience programs and local protection initiatives.
- Coverage for renewable energy installations and sustainable technologies.
Rapid Response When Disaster Strikes
When natural disaster strikes, every moment counts. Our dedicated rapid response teams are deployed swiftly to provide immediate, coordinated support.
24/7 Emergency Coordination
Immediate contact and coordination with local emergency services and support networks.
Immediate Needs Assistance
Quick access to emergency funds and essential supplies to get you through the critical first hours.
Temporary Housing Solutions
Seamless coordination for temporary accommodation, ensuring your family's comfort and safety.